You have the right to make a written or oral request that telephone calls regarding you debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request.

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If you are a consumer who is trying to repair your credit, getting a copy of your credit report is an essential part of this process. Credit reports are just statements that are made by credit reporting agencies about the consumer, the information included in these reports can be credit standing, credit capacity, general reputation,

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